{"id":145,"date":"2019-06-25T22:00:00","date_gmt":"2019-06-26T10:00:00","guid":{"rendered":"https:\/\/www.insureitall.com\/blog\/?p=145"},"modified":"2019-06-26T09:55:48","modified_gmt":"2019-06-26T15:55:48","slug":"farm-insurance-basics-protecting-todays-farmers-for-tomorrow","status":"publish","type":"post","link":"https:\/\/www.insureitall.com\/blog\/farm-insurance-basics-protecting-todays-farmers-for-tomorrow\/","title":{"rendered":"Farm Insurance Basics: Protecting Today&#8217;s Farmers for Tomorrow"},"content":{"rendered":"<p><span style=\"color:black; font-family:arial,sans-serif; font-size:9.5pt\">Farms need to be protected with farm insurance.&nbsp; If you are producing a large garden as a hobby, there is the potential that your home insurance policy will cover it.&nbsp; It may cover some of the equipment and outbuildings. &nbsp;If you decide to start selling at the local farmers market or are farming professionally, a farm insurance policy will be needed.&nbsp; The agents at Insure It All work with all types of farmers in the Idaho Falls, ID area to get them the coverage they need.&nbsp; <\/span><\/p>\n<p><span style=\"color:black; font-family:arial,sans-serif; font-size:9.5pt\">For those running a hobby farm, there are specific policies.&nbsp; To be classified as a hobby farm, it must be less than 500 acres with no employees.&nbsp; Also, the maximum annual earnings must be less than $10,000.&nbsp; For full-time farmers, farm owner&rsquo;s policies include property insurance and liability coverage. Special amendments can be added to address the unique features of the farm and its operations.&nbsp; As every farm is different, the coverage reflects these special aspects of the operation.<\/span><\/p>\n<p><span style=\"color:black; font-family:arial,sans-serif; font-size:9.5pt\">Two areas you may want to consider are crop insurance and livestock insurance.&nbsp; These are similar policies and are partially funded by the US Department of Agriculture.&nbsp; There are two types generally offered:&nbsp; Individual and Blanket.&nbsp; Individual coverage is usually used for high-value animals that need to be covered for a specific amount.&nbsp;&nbsp; Blanket policies will cover the entire farm including equipment, livestock, and buildings in one policy.&nbsp; It is important to ensure correct values when using a blanket policy.&nbsp; Being underinsured could present difficulties in the future.&nbsp; The team at Insure It All work with farmers throughout the Idaho Falls, ID area.&nbsp; Visit their website for general information then come into their offices.&nbsp; Their agents will get the coverage needed to protect your farm today!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Farms need to be protected with farm insurance.&nbsp; If you are producing a large garden as a hobby, there is the potential that your home insurance policy will cover it.&nbsp; It may cover some of the equipment and outbuildings. &nbsp;If you decide to start selling at the local farmers market or are farming professionally, a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[11,7],"class_list":["post-145","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-idaho-falls-id","tag-insure-it-all"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7VOLb-2l","_links":{"self":[{"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/posts\/145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/comments?post=145"}],"version-history":[{"count":1,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/posts\/145\/revisions"}],"predecessor-version":[{"id":146,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/posts\/145\/revisions\/146"}],"wp:attachment":[{"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/media?parent=145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/categories?post=145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insureitall.com\/blog\/wp-json\/wp\/v2\/tags?post=145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}