Each business is different. If you do business in the Ammon ID area, Insure It All can create an insurance package especially for you. These 4 policies form the foundation of a strong business insurance strategy.
General liability insurance pays for damage caused by you or your employees during the course of work duties. If your delivery person knocks over a client’s priceless artwork, this is the policy that will pay out. General liability also covers medical bills and legal fees that come from accidents that happen on your property. For those who rent their commercial property, these policies will pay your landlord if you are found liable for damage to the buildings or grounds.
Professional liability insurance pays for legal fees associated with claims of negligence or liable. This coverage protects the subscriber from the exorbitant costs of defending themselves in a court of law. Malpractice insurance is an example of this type of coverage. However, medical professionals aren’t the only ones who benefit from professional liability insurance. Lawyers, educators, and even artists can protect their personal assets with these contracts.
Commercial auto insurance is similar to your personal car policy. It pays for accidents, medical bills, and repairs to your work vehicles. There are some key differences between commercial and personal policies. Talk to your insurance agent for more details.
Commercial property insurance covers the buildings and grounds that you use to conduct business. Like your homeowner’s policy, it pays out for damage or loss due to theft, fire, and some natural disasters. Without this coverage, one small accident could put an end to your dreams.
Is your business fully covered? Contact the experts at Insure It All in the Ammon ID area for a personalized assessment.