The agents at Insure It All serving the Idaho Falls, ID area want you to be aware that all employers in the state of Idaho with one or more employees must have adequate worker’s compensation in place.

What is Worker’s Compensation?

Worker’s compensation is a type of insurance that will benefit employees of a business or company if they are injured or become sick while working at their jobs. This state law in Idaho says that all employers with at least one employee, whether part-time, seasonal, temporary, or full-time, must have worker’s compensation in place.

What Does Worker’s Compensation Cover?

The Idaho Industrial Commission heads up the state’s workers’ compensation program and is in charge of ensuring employers provide adequate coverage for their workers.

The coverage workers should receive under a worker’s compensation insurance plan include lost wages reimbursement, medical expenses, and even vocational rehabilitation. The medical benefits provided will help pay for their injury or illness, while the lost wages benefit will help pay at least a portion of the injured or sick worker’s lost wages while they are off work. Vocational rehabilitation benefits can help injured workers receive training for a different position if they cannot return to their previous job.

Contact Insure It All

The worker’s compensation insurance agents at Insure It All serving the Idaho Falls, ID area have the experience and knowledge to ensure that you have the correct amount of worker’s compensation insurance for your employees while complying with the state laws governing this type of insurance in Idaho. Call today for an appointment to get your policy started!