What to expect during the total solar eclipse

If you are a resident of Ammon, ID, then you must be aware that a total solar eclipse is coming soon. There are a number of things you can expect to occur on or around Aug 21, 2017, one being a high influx of visitors. The current population of 30,000 people has been projected to rise to almost 1,000,000 during this period. With these massive crowds, hotels and campsites will be in high demand.You should take all the necessary safety precautions during this period. For roughly two minutes, there will be total darkness which will have some effects on humans as elaborated below.

Weather changes

When the moon blocks the sun, you should expect temperatures to drop. According to NASA, this drop will be the difference between night and day temperatures; if the day temperature is 60 degrees and the night temperature is 40 degrees, you should expect a temperature drop of 20 degrees during the eclipse period.

Human psyche

The solar eclipse will have a significant level of impact on the human psyche. For many years, total solar eclipse has been viewed as a sign of doom triggering the feelings of bewilderment and awe. Therefore, as you wait to witness the historic event, you should be aware that it will have some influence on your psyche.

Safe Viewing of the Eclipse

It is advisable not to view eclipse with your naked eyes. A direct view can cause eye problems due to the harmful rays emitted by the sun. For this reason, you should purchase eclipse glasses which are fitted with specially manufactured protective filters. These glasses will enable you to look directly at the sun without putting your eyesight at risk.

Traffic Jam

Due to a large number of visitors, Ammon, ID will be congested days before, during and after the eclipse. You should expect heavy traffic on all the major highways and feeder roads. If you have any travel plans during this period, be cautious.

Due to the massive crowds expected during the total solar eclipse, there will be a high probability of auto accidents and personal injury. Hence, you need to stay insured in case of any liabilities. To get more information on how to stay safe and protected during this historical event you can contact our agents at Insure It All or visit our website http://www.coveryourstuff.com/ for more details. Our agents at Insure It All are ready to answer your questions.

Determining How Much Homeowner’s Insurance Coverage You Need

Every homeowner’s needs are different, which is why it is important to figure out how much insurance coverage you are going to need to protect your belongings adequately without overpaying on premiums.

How much is enough?

One of the first things you should consider when trying to figure out how much coverage you need is the cost to rebuild your home completely. In the event your home becomes a total loss, you want to make sure that you buy enough coverage to replace it and the contents. This price doesn’t factor in depreciation and the cost of the property. You can estimate how much it costs to build per square foot locally and multiply that number by the square feet in your home.

In addition to figuring the cost to rebuild your home, you should also calculate the cost of any new additions as well as the total value of all of your possessions. It is best to document all of the items factored into the value assigned to the contents of the home. Save receipts and take photos of the items in your home and make sure that you date them. If you have any extraordinary or especially expensive items in your home, you should take care to document their value carefully, and if they have an appraisal, you should include it with your insurance paperwork.

Tips for having just the right amount of coverage

Carefully select the amount of coverage you need and don’t overbuy homeowner’s insurance. Go over your policy thoroughly and make any necessary changes immediately to avoid serious issues during the claims process. It is also important to use a reputable company such as Insure It All, serving the residents of Idaho Falls and Ammon, ID.

We have quality home insurance products to cover the individuals living in the Idaho Falls and Ammon, ID area. Insure It All can help you save money on your premiums in addition to helping you through the entire process of choosing the appropriate coverage. Call or stop in for more information about our high-quality insurance products.

When buying home owner’s insurance, make sure you buy enough to cover the total replacement cost of your home and select a respected insurance company so you can have a peace of mind.