Small farms operate with tight margins, unpredictable conditions, and a mix of personal and business assets. Even a minor setback — an injured visitor, damaged equipment, or a severe storm — can disrupt operations. Farm insurance helps protect against these risks so your work, income, and property remain secure. 

Why Insurance Matters for Small Farms

Small farms often blend home and business activities, creating unique exposures not covered by standard homeowners policies. Accidents involving livestock, equipment, or visitors can lead to significant costs. Weather events, fires, and theft also pose ongoing risks. Farm insurance helps ensure that a single unexpected event doesn’t create long-term financial strain.

Property Protection

Farm insurance can cover structures such as barns, sheds, greenhouses, and equipment essential to daily operations. Coverage may also extend to tractors, tools, and supplies. Without this protection, replacing damaged or destroyed assets can be difficult for small operations with limited reserves.

Liability Coverage

Liability protection is important for farms that sell products, host visitors, operate roadside stands, or allow customers onto the property. If someone is injured or claims harm related to your products or livestock, liability coverage can help manage the financial impact of legal claims.

Livestock and Crop Considerations

Depending on your farm’s focus, you may need protection for livestock losses or certain crop risks. While some farmers rely on federal crop programs, others choose additional insurance to safeguard specialty products or small-batch harvests.

Adapting Coverage to Your Operations

Every small farm is different. A policy can be tailored to your specific activities—whether you raise animals, grow produce, or operate as a hobby farm with occasional sales.

Reach Out to Insure It All, Serving Idaho Falls, ID

At Insure It All, we’re proud to provide farm insurance to our customers in and around Idaho Falls, ID. Reach out to our team today to talk with one of our agents and learn more about how we can protect the hard work and hours you put into your farm.